Why choose Dot Dot Loans?

Whether you are building a significantly better future or require help to just take the pressure down, we could assist. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, clear and convenient. And also by utilizing a direct loan provider rather than a brokerage, you will constantly understand whom you’re working with.

Listed here are six reasons why you should submit an application for certainly one of our loans that are long-term:

  • Fair: the quantity we acknowledge in advance could be the quantity you are going to pay off. No shocks
  • Versatile: you’ll not face penalty costs or added interest
  • Fast: Apply in minutes and acquire your loan the day that is next approved
  • Friendly: Our UK-based customer care group are often very happy to assist
  • Responsible: we are controlled because of the Financial Conduct Authority (FCA) and follow its strict instructions on reasonable, safe and lending that is responsible
  • Suggested: Our clients speed us ’excellent’ from the customer that is independent site Trustpilot

Trying to get that loan can feel daunting. However with Dot Dot Loans, you should not search for a real location or proceed through an application process that is complicated. Individuals like our quick and friendly service в€’ and you also might too.

Is just a long-lasting personal bank loan right for me personally?

We would like you to feel confident in your decisions that are financial. While a long-term loan may have lots of advantages, there are occasions with regards to may possibly not be the most suitable choice for you personally.

Short-term loans are often more desirable in the event that you only require an inferior loan amount. If you’d like to supercede your washer, solution your vehicle or restore your house insurance coverage, for instance. We provide short-term loans from ВЈ200 to ВЈ1000 to simply help protect smaller expenses.

Even though distributing the price of financing over a longer time period makes your repayments that are monthly affordable, they could be higher priced general if you get having to pay more in interest. However with Dot Dot Loans you are able to repay early at no cost that is extra.

Long-term loans can make it tricky also to plan your personal future while you’ll nevertheless have to plan for your repayments. Are you going to battle to afford them in the event that you change jobs or go house? If you are concerned about debt you will get advice that is free National Debtline, StepChange or the cash guidance Service.

Do we be eligible for a Dot Dot long-lasting loan?

Whatever your position, you are able to make an application for certainly one of our long-lasting loans that are personal:

  • You are aged 21 or higher
  • You reside the united kingdom and can provide us your target
  • You are presently used
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  • You have got an email address that is valid
  • You have got bank account and debit card details

As with any accountable lenders, we now have our personal requirements to greatly help us provide loans our customers are able to afford. We will have a look at your earnings, outgoings and credit rating before providing you a choice.

Simply how much am I able to borrow?

You are able to make an application for a loan that is long-term us from ВЈ1,500 to ВЈ4,000. We also offer short-term loans of ВЈ200 to ВЈ1,000 if you need a smaller amount.

Exactly just just How will my repayments work?

You can expect fixed payment regards to 18, 24, 36 and 48 months. The size of your loan shall rely on simply how much you need to borrow. You can observe what’s available to you through our loan that is long-term calculator.

Representative Example
Amount ВЈ2500
Term two years
Monthly repayments ВЈ198.68
Total quantity payable ВЈ4,768.25
rate of interest 71.1% p.a. (fixed)
APR 99.9%

We gather repayments automatically through Direct Debit, often round the date you receive compensated. It is possible to talk with us if you want to put up a various repayment date.

If you should be concerned you could fall behind or miss a payment, we will attempt to assist and produce a brand new plan. You’ll not face belated repayment costs but missed payments can impact your credit rating and also make it harder to have credit in the foreseeable future.

Any kind of extra charges with long-lasting loans?

We do not charge belated repayment charges, included interest or other things extra. No shocks.

What’s the attention price on a Dot Dot loan that is long-term?

Your rate of interest shall be fixed in advance depending on simply how much you borrow. Make use of our long-lasting loan calculator to see just what yours might be.

Getting a long-lasting unsecured loan with a set rate of interest may be simpler to plan for than a loan having a adjustable interest. The total amount you repay would be the exact same every month with a hard and fast price, but a adjustable price means it may fall and rise.

Could I obtain a loan that is long-term bad credit?

We are dedicated to lending responsibly, but that does not mean we anticipate you to definitely have perfect credit rating. We will examine your position in general before carefully deciding.

Exactly How quickly can I get my loan?

You can easily submit an application for a Dot Dot long-lasting loan in minutes and acquire a solution immediately after. If you have been at first authorized certainly one of our agents will undoubtedly be in contact to go over the next actions. We make an effort to offer your final choice on your own loan the second day time.

Make an application for a long-lasting unsecured loan with Dot Dot

A long-lasting loan could be exactly what you will need to move ahead along with your life. Utilize our long-lasting loan calculator to generate the best loan for you personally, then choose ’Apply now’ to go on to your safe application form that is online.

Once you have submitted the application, we will get in contact as soon as possible to offer our choice.